[참고 1]  다른 나라의 학자금 대출 이자율(2004-5학년도)

	Interest rate during studies	Interest rate after studies
OECD countries
Australia1	No nominal interest rate	No real interest rate (2.4%)
Belgium(Fl.)2	1/3 of the interest rate supported by the students (2%)	1/3 of the interest rate supported by the students (2%)
Belgium(Fr.)3	4.0%	4.0%
Canada4	No nominal interest rate	Interest rates paid by the student (6.7%)
Denmark5	4.0%	Flexible rate set by the Central Bank plus 1pt of %
Finland2	1.0%	Full interest rate agreed with the private bank; interest assistance for low-income persons
Hungary2	11.95	11.95
Iceland	No nominal interest rate	1.0%
Japan6	No nominal nor real interest rate	Maximum of 3%, rest paid by government
Netherlands	Cost of government borrowing (3.05%), but repayment delayed until the end of studies	Cost of government borrowing (3.05%)
New Zealand	No nominal interest rate	Cost of government borrowing (max. 7%)
Norway	No nominal interest rate	Cost of government borrowing
Poland2	No nominal interest rate	Cost of government borrowing (2.85 to 4.2%)
Sweden	2.80%	2.80%
UnitedKingdom8	No real interest rate (2.6%)	No real interest rate (2.6%)
United States	5% (interest subsidised for low-income students)	5% (interest subsidised for low-income students)
Partner countries
Estonia2	5%, rest paid by government	5%, rest paid by government

* <2008 OECD 교육지표> B5.1e. 중에서(www.oced.org/edu/eag2008)

* 0%: OECD 교육지표에는 ‘명목이자율 없음’으로 명시.

** 물가인상률: OECD 교육지표에는 ‘실질이자율 없음’으로 명시.

앞 페이지의 내용을 우리말로 간단히 옮기면
	재학중	졸업후
호주	0%	2.4%
벨기에	2%, 4%	2%, 4%
캐나다	0%	6.7%
덴마크	4.0%	변동금리+비율포인트
핀란드	1.0%	민간은행과 협의 +저소득층이자지원
헝가리	11.95%	11.95%
아이슬란드	0%	1.0%
일본	0%, 물가인상률	최대 3%
네덜란드	3.05%	3.05%
뉴질랜드	0%	최대 7%
노르웨이	0%	정부대출비용
폴란드	0%	2.85-4.2%
스웨덴	2.8%	2.8%
영국	물가인상률(2.6%)	물가인상률(2.6%)
미국	5%(저소득층이자지원)	5%(저소득층이자지원)

[참고 2]  다른 나라의 대학수업료 결정에 대한 정부 규제(2004-5학년도)

	Public institutions (국공립대학)	Government dependent private institutions(정부의존형 사립)
OECD countries
Australia	Lower limit 하한 (unsubsidised places); upper limit 상한(publicly subsidised places)	Lower limit (unsubsidised places); upper limit (publicly subsidised places)
Belgium (Fl.)	Within a range 범위 내	Within a range
Czech Republic	Within a range (ISCED 5B); lower limit (ISCED 5A)	None 없음
Greece	Governement approval required	a 해당자료 없음
Iceland	a	None
Japan	National universities: government sets standard tuition fee level and the upper limit of 110% of it Pubilic university corporations: No restrictions by central government	a
Korea	None	None
Mexico	None	a
Netherlands	Lower limit	Lower limit
New Zealand	Upper limit; maximum growth rate (5% each year) 인상률 상한(매년 5%)	Upper limit; maximum growth rate (5% each year)
Norway	a	May not exceed the cost of providing the programme; upper limit on programme costs
Poland	May not exceed the cost of providing the programme	a
Portugal	Within a range for some progr. (1st cycle prog., integrated prog.; 2nd cycle prog. Providing access to professional activity); no restrictions on others	a
Switzerland	None (except for Federal Institute of Technology where fees must be "socially acceptable")	None, or within a range (higher VET study programmes and courses)
United Kingdom	a	Upper limit generally; no restrictions for postgraduate and Part-time students
Partner countries
Estonia	Maximum growth rate (10% each year)	Maximum growth rate (10% each year)
Russian Federation	None	a

* <2008 OECD 교육지표> B5.1d. 중에서(www.oced.org/edu/eag2008)